FD/RD Calculator

FD/RD Calculator

Fixed Deposit (FD)
Recurring Deposit (RD)
Monthly
Quarterly
Yearly
At Maturity
Cumulative
Total Investment: ₹0
Interest Earned: ₹0
Maturity Amount: ₹0

Investment Breakdown

Principal Amount: ₹0
Total Interest: ₹0
Effective Yield: 0%

Investment Composition

Principal Amount
Interest Earned
0% 100%
💡 Tax Information: Interest earned from FDs/RDs is taxable as per your income tax slab. TDS may be deducted if interest exceeds ₹40,000 (₹50,000 for senior citizens) in a financial year.
Description Amount
Monthly Interest (approx.) ₹0
Quarterly Interest (approx.) ₹0
Annual Interest (approx.) ₹0

💡 About FD & RD

Fixed Deposit (FD): A lump-sum investment for a fixed period at a predetermined interest rate. Suitable for one-time investments.

Recurring Deposit (RD): Regular monthly investments for a fixed period. Ideal for systematic savings with fixed returns.

Note: Interest rates may vary between banks. Premature withdrawal may attract penalties. Always check with your bank for current rates and terms.

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FD & RD Calculator Online | Fixed Deposit & Recurring Deposit Maturity Calculator

Use our free FD & RD Calculator to calculate Fixed Deposit and Recurring Deposit maturity amounts, interest earned, and compounding returns. Supports monthly, quarterly, yearly, and cumulative FD options with accurate RD interest calculation.

What is an FD & RD Calculator?

An FD & RD Calculator is an online financial tool that helps users calculate the maturity amount, interest earned, and total investment value for Fixed Deposits (FDs) and Recurring Deposits (RDs).
It simplifies financial planning by providing accurate results instantly, based on the deposit amount, interest rate, and tenure.

Why Use an FD/RD Calculator?

Using an FD & RD calculator allows investors to:

  • Estimate future returns before investing
  • Compare FD and RD maturity values
  • Understand the impact of compounding frequency
  • Plan long-term financial goals more effectively
  • Make smarter decisions across different banks and tenures

How the FD Calculator Works FD Maturity Calculator

The Fixed Deposit Calculator computes returns using compound interest.
Users enter:

  1. FD deposit amount
  2. Annual interest rate
  3. Tenure (in years)
  4. Interest payout frequency:
    • Monthly FD, Quarterly FD, Yearly FD, or Cumulative FD

How the RD Calculator Works RD Interest Calculator

A Recurring Deposit Calculator helps users estimate the maturity value for monthly savings.
Users enter:

  1. Monthly deposit amount
  2. RD interest rate
  3. Tenure (in months)

Banks compound RD interest quarterly. Your calculator uses the bank-standard iterative method, calculating interest for each monthly installment based on how long it remains invested. This provides a highly accurate maturity value.

The FD & RD Calculator is a smart tool for calculating maturity value and interest for Fixed and Recurring Deposits. Using accurate compounding formulas, it helps investors compare returns, plan savings, and make better financial decisions.

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